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HOUSEHOLD INVENTORY LIST FOR INSURANCE SERIAL NUMBER
HOUSEHOLD INVENTORY LIST FOR INSURANCE PROFESSIONAL

A well-organized home inventory can be an extremely useful tool in this process. Substantiate financial losses for tax purposes or when applying for financial assistance. Following a catastrophe, the only way to determine whether you qualify for a tax break or disaster assistance is to substantiate your financial losses.Having your belongings already documented in your home inventory can be a huge relief at times like these. Disasters are scary and stressful, which can make trying to list damaged property for a claims form even more challenging. Make filing a claim as simple as possible. Most people cannot remember what they had for breakfast much less recall the contents of their attic, kitchen cabinets or downstairs closet after a fire, storm or other catastrophe.After all, if you don’t know what you have, how can you insure it adequately?

HOUSEHOLD INVENTORY LIST FOR INSURANCE PROFESSIONAL

Having an accurate list of all your possessions helps you to have a more productive conversation with your insurance professional when making decisions about homeowners or renters insurance coverage.

Help you purchase the right amount and type of insurance.

No matter how you choose to do it, the important thing is to take action. Or you can take advantage of technology and use a digital camera or smart phone or app to make your record. You can create a home inventory in a simple, low-tech manner by writing down everything in a notebook and keeping receipts in a folder. Your personal property inventory needs to include as much of the following information as possible: Purchase dates, locations and prices.

Its a bad idea to make a list containing only your propertys general characteristics. The cost of the item with a receipt if you have it. A description of the item and its function.

HOUSEHOLD INVENTORY LIST FOR INSURANCE SERIAL NUMBER

The items serial number if its available. Creating and updating an inventory of your personal possessions is one of the best ways to make the most of your homeowners or renters insurance, and makes filing a claim easier and more efficient.Ī home inventory is simply a list of your personal possessions along with their estimated financial value. A good home insurance inventory should include an itemized list of each of your possessions, along with information that demonstrates the value of each item or set. Your household inventory should include: Name and model of each item.